Need an appraisal in Frisco or Collin County?

Here are the top 7 reasons why TX homeowners order from Bain & Associates, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
Remove PMI to lower your mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a TX divorce, when real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in TX

Do you own a house in or near Frisco? Do you need help determining the value of your real estate?
Contact Bain & Associates, Inc..

We at Bain & Associates, Inc. understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a consumer that probably doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Bain & Associates, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you rid themselves of undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An appraisal report from Bain & Associates, Inc. is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Bain & Associates, Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a professional double-check it for precision or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.